Well, I sat down and did the sums again. Oldskater was right. Having crossed out the blanket “pocket money” allowance and replaced it with clothing, groceries, car fixing, and holiday allowances, I’m now confident I will not starve on getting a mortgage. Also I don’t have to stress about not being able to save, cos out of each month’s mortgage payment, effectively half of it is savings and the other half is rent. And since the mortgage payments are less than double my rent, I’m better off.
So this morning I fired off an email promising a lawyer they could have all my money as long as I ended up with the right to live in that house. Stu asked “what house?” which was fair I guess. I’ve been sitting on the news since it’s at the stage where it’s most likely to miscarry, but it’s a bijou dwelling with two double bedrooms, gas cooker, manageable garden (and of course a shed), recently-done bathroom and spacious lounge, and a slight issue with a right-of-way to the rear. In woodthorpe, which is a way out of york but still inside the ringroad, and where nobody gets their cars torched, which is nice.
It’s still not my house, so don’t tell anyone in case it jinxes it.
7 comments so far...
yay for end of panic :-)
Hooray for housebuyingess. We borrowed about 10% more than needed with the promise of paying it back in case we found we didn’t need it after all. So far we’ve managed to pay back about 5%, and the mortgage repayments aren’t nearly as bad as we feared, which means we can buy lots of lovely things for our new house.
Good luck with the whole process, and make sure you keep on top of everyone involved. Every other day *at least*
That’s it. 25 years of worry and drudgery;-)
You will need a second shed: http://bau2.uibk.ac.at/sg/python/Scripts/ArthurTwoShedsJackson
Not getting cars torched is a great bonus! Woo!
Marry wealth.
Sorted.
What mustn’t I mention? See? I can keep a secret. (Good luck)
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